For access to professional investment advice, portfolio management, cash triage, and fee free trading, accounts without an advisor are charged 0.4% of assets managed by Farther each year, collected on a monthly basis based on the account value at the end of each month. Accounts with an advisor are charged 0.8% of assets in the same way. For accounts with balances of less than $5,000, there is also a charge of $1 per month for taxable accounts, and $2 per month for IRAs.